Links[1] https://www.ardshinbank.am/content/%D5%BF%D5%B6%D5%BF%D5%A5%D5%BD%D5%A1%D5%AF%D5%A1%D5%B6-%D5%B6%D5%B8%D6%80%D5%B4%D5%A1%D5%BF%D5%AB%D5%BE%D5%B6%D5%A5%D6%80-15 [2] https://www.ardshinbank.am/sites/default/files/reports/Normativ.pdf