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1. |
Bank account maintenance |
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1.1 |
Bank account opening fee |
0 AMD |
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1.1.1 |
Resident legal entity or sole entrepreneurs registered in the Republic of Armenia, has a TIN number, and the director, founder and real beneficiary of which is a citizen of the RA |
0 AMD |
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1.1.2 |
In case of sole entrepreneurs, if the citizenship is not in RA but have a registration of RA, and have TIN |
70,000 AMD |
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1.1.3 |
In case of legal entities, the director, founder or real beneficiary of which is not a citizen of the Republic of Armenia, but is registered in the Republic of Armenia, and have TIN |
100,000 AMD |
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1.2 |
Bank account annual service fee 1 (except for credit accounts) |
5,000 AMD |
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1.2.1 | One-time commission in case of a change in the Legal Entity-account holder`s participant/shareholder, real beneficiary, director, in case the new participant/shareholder, real beneficiary, director are not citizens of the Republic of Armenia ** | 100,000 AMD | |
1.3 |
Bank account closing fee |
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1.3.1 |
According to the client’s application |
0 AMD |
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1.3.2 |
Without the client’s application 2 |
2,500 AMD |
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1.3.3 |
Other services (at the client’s request) |
на договорной основе |
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1.3.4 |
Provision of standard checkbook |
0 AMD3 |
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1.4 |
SMS notification on movement and balance of a bank account (including deposit and credit accounts), per each message |
30 AMD 3 |
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2. |
Bank account balance |
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2.1. |
Минимальный остаток банковского счета |
not required |
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2.2. |
Annual interest rate to the daily balance of the account 4 |
AMD |
в валюте |
0% |
0% |
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3. |
Information services |
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3.1. |
Provision of bank account statements (including deposit and credit accounts) for a period up to 1 month |
0 AMD 3 |
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3.2 |
Provision of bank account statements (including deposit and credit accounts) at the client’s request, for a definite period |
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3.2.1 |
for a period from 2 to 12 months inclusive (per each statement of each account) |
2,000 AMD 3 + postage (if any) |
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3.2.2 |
for a period over 12 months (per each statement of each account) |
3,000 AMD 3 + postage (if any) |
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3.3. |
Provision of references |
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3.3.1 |
Standard references in Armenian/English 5 |
2,000 AMD 3 + postage (if any) |
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3.3.2 |
Non-standard references and similar payment documents in Armenian/English (according to the client’s written application)6 |
5,000 AMD 3 + postage (if any) |
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3.4 |
Preparation and provision of replies to audit inquiries to organizations |
10,000 AMD 3 + postage (if any) |
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In case of opening an account with the conditions specified in points 1.1.2 and 1.1.3, an account in AMD is a must, in addition, if the Client opens accounts in different currencies simultaneously, and if there is a commission for opening it, payment is charged only for 1 account when opened for the first time. The tariff applies to organizations and sole entrepreneurs that received state registration and opened bank accounts after 01/03/2022. **The tariff is applicable to legal entities-account holders, who received state registration after 03/01/2022. 1In case of one AMD or more than one foreign currency account, the service fee is charged only for one AMD and one foreign currency account. The account service fee is charged at a time for every 12 months. 2If the client does not perform transactions on all accounts continuously for 12 months, the account is considered non-working, and Bank charges a fee of AMD 2500 and closes the client's accounts if the total balance is zero: In addition, from the moment the account becomes inactive, the account maintenance fee specified in clause 1.2 is no longer charged. The calculation of the account maintenance fee is reset if the ban that has not been in effect for a year is lifted from the client's accounts and the client's account becomes an active account. 2.1In the absence of sufficient funds in the client's accounts, the Bank shall charge a fee in the amount of the current account balance(s). 2.2If the total account(s) balance is 2,500 AMD or more, 2.500 AMD is charged and starting from the 13th month for the following non-working period: 1.000 AMD per month. 3Tariffs include Value Added Tax (VAT). 4The interest rate accrued on the balance of the bank account of non-resident legal persons includes the profit tax rate (in cases stipulated by the RA legislation) 5Standard documents of the Bank include documents on the presence of bank accounts, balances, absence of accounts, deposit accounts, loan obligations, absence of obligations with the Bank. 6Bank's non-standard references are the references different from the standard`s. The specified tariffs do not apply to financial institutions, unless otherwise stipulated by the contract (except for credit organizations, organizations that are performing processing and clearing of payment instruments and settlement documents and insurance companies). Tariffs for these institutions are defined by the contract signed between "Ardshinbank" CJSC and the financial institutions. |