Standard deposits for residents | ardshinbank

Standard deposits for residents

STANDARD DEPOSIT TERMS FOR RESIDENTS

 

Compendium of bank deposits

 

 

Term

AMD

USD

EUR

RUB

up to 100 mln

up to 200’000

up to 200’000  

up to 10 mln

31 - 90 days

7.00%

0.50%

-

3.0%

91- 180 days

7.50%

1.25%

0.25%

4.0%

181- 366 days

8.75%

2.75%

1.00%

5.0%

367- 549 days

9.25%

3.25%

1.75%

6.0%

550- 730 days

9.50%

3.50%

2.00%

5.75%

 

 

Term

AMD

USD

EUR

RUB

up to 100 mln

up to 200’000

up to 200’000  

up to 10 mln

91 - 180 days

7.3%

1.2%

0.2%

3.8%

181- 366 days

8.5%

2.7%

0.9%

4.8%

367- 549 days

8.9%

3.2%

1.7%

5.8%

550- 730 days

9.2%

3.4%

1.9%

5.5%

 

 

Term

AMD

USD

EUR

RUB

up to 100 mln

up to 200’000

up to 200’000

up to 10 mln

31 - 90 days

6.8%

0.4%

-

2.9%

91 - 180 days

7.2%

1.1%

0.1%

3.7%

181- 366 days

8.4%

2.6%

0.8%

4.7%

367- 549 days

8.8%

3.1%

1.6%

5.6%

550- 730 days

9.1%

3.3%

1.8%

5.4%

 

 

Term

AMD

USD

EUR

RUB

up to 100 mln

up to 200’000  

up to 200’000 

up to 10 mln

31 - 90 days*

6.8%

0.1%

-

2.6%

91 - 180 days*

7.2%

0.9%

0.1%

3.5%

181 - 366 days*

8.4%

2.4%

0.7%

4.4%

367- 549 days*

8.8%

-

-

-

550- 730 days*

9.1%

-

-

-

 

 

  • * The annual interest for the replenishments made within last 15 days is 0,1 %.

    ** Other interest rates may be applied for customer(s) meeting the criteria set by the bank's competent authority.

    1.   Non-cash amount invested more than 60 (sixty) calendar days will be considered as cash.

    2.   For the deposits, which are invested under different dates and/or amounts than indicated, interest rates and service terms for that deposits are defined by additional written agreement.

    3.   From the accrued interest taxes are deducted according to the law.

    In case of early recall of the time deposit amount or its part the Bank calculates and pays percents according to the annual interest rate applicable on daily bank account balance.

  • Interest on the amount of the deposit (the replenished part) shall be accrued from the day following the day of receipt of funds to the deposit account until the day prior to its return to the Depositor or debiting from the Client's account for other reasons, and interest on the amount of the deposit (the replenished part) placed from May 1, 2020, shall be accrued from the date of receipt of funds (the replenished part) to the deposit account until the last calendar day preceding its return to the Depositor or debiting from the Client's account for other reasons.

    Interest earned from the deposit amount is paid to the depositor separately from the deposit in terms defined in the agreement of bank deposit, and if the depositor does not require to pay interest in the terms defined in the agreement of bank deposit, it will not be added to the deposit amount, but will be credited to the depositor's demand account and paid on first demand.
    In case of cash payment of deposit, which was transferred to the deposit account in cash, and interest accrued thereon, no fees are applied.

    Attention!

    Interest on the balance of your account is accrued based on the nominal interest rate. And the annual percentage yield shows how much income you will get if you re-deposit interest earned on your deposit as a deposit.

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