Name of the loan (product) |
600% LTV ratio |
Standard |
90-day-term |
Purpose |
Consumer loan |
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Currency |
AMD |
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Annual interest rate* |
19.5 -21.5% 19.5-21.5% in case of the principal repayment at the end of the contract 22% in case of annuity repayment |
16.5-20.5% |
3.5% |
Annual effective interest rate* | 20-24% | 18.42-24% | 17.16% |
Loan-to-value ratio (LTV) |
600% |
120% |
120% |
Term |
1. 11-13 months if the repayment of the principal is made at the end of the contract 2. 36-60 months if the repayment is made on annuity basis |
1. 6 months if the repayment of the principal is made at the end of the contract 2. 36-60 months if the repayment is made on annuity basis |
90 days |
Minimum credit limit |
300.000 AMD In case of sufficient creditworthiness*** 150.000 AMD |
300.000 AMD In case of sufficient creditworthiness*** 50.000 AMD |
300.000 AMD In case of sufficient creditworthiness*** 50.000 AMD |
Maximum credit limit | 2.600.000 AMD | 2.600.000 AMD | 2.600.000 AMD |