Consumer loan | ardshinbank

Consumer loan

Name of the loan (product)

 600% LTV ratio 

Standard

90-day-term

Purpose

Consumer loan

Currency

AMD

Annual interest rate*

 

19.5 -21.5%  19.5-21.5% in case of the principal repayment at the end of the contract

 

22% in case of annuity repayment

16.5-20.5%

3.5%

Annual effective interest rate* 20-24% 18.42-24% 17.16%

Loan-to-value ratio (LTV) 

600%

120%

120%

Term

1. 11-13 months if the repayment of the principal is made at the end of the contract

2. 36-60 months if the repayment is made on annuity basis

1. 6 months if the repayment of the principal is made at the end of the contract

2. 36-60 months if the repayment is made on annuity basis

90 days

Minimum credit limit

300.000 AMD

In case of sufficient creditworthiness*** 150.000 AMD

300.000 AMD

In case of sufficient creditworthiness*** 50.000 AMD

300.000 AMD

In case of sufficient creditworthiness*** 50.000 AMD

Maximum credit limit 2.600.000 AMD 2.600.000 AMD 2.600.000 AMD

 

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Page Updated on Thu, 2022-08-18 17:07
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