Artak Arzoyan (born in 1975) has about 20 years of professional experience in Armenian financial system. He has been a Member of "Ardshinbank" CJSC Management Board and the Chief Risk Officer since Feb 2012. From 2012 to 2016 Mr. Arzoyan was a CEO of "ACRA Credit Reporting" CJSC, the Armenian National Credit Bureau. He has also successfully led ACRA Credit Scoring System development and implementation project. During the years of 1996-2006 he worked at Central Bank of Armenia in positions of Analyst, Senior Researcher and Head of Credit Registry.
Artak Arzoyan graduated from the Institute of Economics, National Academy of Sciences RA, completing the post-graduate course of Finance and Credit (2001-2005) and holds a PhD degree in Economics. During the years of 1991-1996 he studied and graduated (with honors) from the Yerevan Institute of National Economy, with specialization in Labor Economics and Sociology. Currently Mr. Arzoyan is studying at the Warwick University UK, Warwick Business School, expecting his MBA degree in 2021.