Management Board and Structure | ardshinbank

Management Board and Structure

Artak Ananyan was born in 1972.

1998-1993- Yerevan State University, mechanic, applied mathematician.

1993-1997- PhD in Physics and Mathematics from RA National Academy of Science. 

1998-2001- Armenian Agricultural Academy, Master’s degree in Economics.

1998-1999-  Central Bank of Armenia.

2000-2003- ”Hayagrobank” CJSC initially at different positions and then as Deputy CEO.

2003-2015-Head of Corporate Business of "Ardshinvestbank" CJSC

2015-2017- General Director of Areximbank-Gazprombank Group

2017-2018- Deputy CEO and Director of Non-Core Assets Management. 

2018- present- Chairman of the Management Board "Ardshinbank" CJSC.



Armen Gasparyan was born in 1982, has more than 10 years experience in banking sector.

1998-2003- Master’s degree in Economics , Yerevan State University of Architecture and Construction.

2005-2015 - Deputy director of the retail business, head of payment card services development division, deputy head of division and head of subdivision in “Ardshinbank” CJSC.

In 2011 graduated from Russian-Armenian (Slavonic) University, has Master’s degree in finance and MBA in Marketing management, SBS Swiss business school. 

2015-2019-  Director of strategic development ”Ardshinbank” CJSC.

2019-present - Director of Non-Core Assets Management  “Ardshinbank” CJSC. 


Artur Gyulazyan was born in 1979. Has more than 18 years of professional background in the financial system of Armenia.
1995-2000- Postgraduate qualification in economics, Yerevan State Economic Institute. 
2003-2009- Specialist, supervisor, senior supervisor of the Financial Supervision DepartmentBanking Supervision Department of Central Bank of the Republic of Armenia. 
In 2013 graduated with honors from the University of Glasgow with a Master's degree in International Management and Leadership. 
2013-2016 Member of the Management Board, Retail Business Director, "Ardshinbank" CJSC.
2016- present- Member of the Management Board, Corporate Business Director, "Ardshinbank" CJSC. 

David Sargsyan was born in 1977. Has 20 years of experience working in public sector and as a financial regulator.
1994-1999- Economist, Yerevan State Institute of Economy.
1999-2001- PhD in Economics, Yerevan State Institute of Economy.
1999-2008 -Secretary of the Cabinet and Head of Banking Methodology and Financial Stability Dept. at Central Bank.  
2008-2013- Head of the staff of the RA government.
2013-2014- Minister of Finance of Armenia. 
2014- present Member of the Management Board, Chief Financial Officer. 

Harutyun Ispiryan was born in 1982. Has over 10 years of experience in banking.

2000-2005- PhD in Economics from Yerevan State Institute of Economy.

2005-2009-Assets and Liabilities Management Department of the  "Ardshinbank" CJSC.

2009- present jointly teaches at the Yerevan State Institute of Economy.

2005-2014- the Internal Audit department  as a member of internal audit, deputy head and head of the department.

2015-present Member of the Management Board, Chief Operating Officer of "Ardshinbank" CJSC. 


Artak Khachatryan was born in 1975. Has about 20 years of experience in banking industry.

1992-1997- Economic cybernetics specialty, economist-mathematician qualification, YSU

1996-2010- HSBC Armenia

1997-2000-  Master’s degree in Economics from Economic Research Institute at the Ministry of Finance and Economy of RA. 

2008-2010- Director of Retail Business, Converse Bank.  

2010-2016- Member of the Management Board, Director of Retail Business, VTB Armenia 

2016- present Member of the Management Board, Director of Retail Business. 

Artur Hakobyan (born in 1969) has about 25 years of experience in the Armenian financial system. He is a Member of the Management Bord, SME business director of "Ardshinbank" CJSC since February, 2022.

2016-2021 was the Chairman of Executive Management - Chief Executive Officer of "Converse Bank" CJSC,.

From 2014 to 2016 he was the Executive Director of "Dilijan International School Properties" and "Dilijan Development" Foundations. 

2012 until April, 2014 worked as First Deputy CEO, Member of the Management Board of "Converse Bank" CJSC.

From 2006 he worked as a Executive Director - Deputy CEO of  "Araratbank" OJSC, from 2009 to 2012 became the Executive Director - First Deputy CEO of the same bank.

From 2000 to 2002 Mr. Hakobyan worked as the Deputy CEO of "Armsberbank" CJSC, and later, until 2006 as a Deputy CEO of "Armeconombank" OJSC.

From 1996 to 2000 Artur Hakobyan worked in the RA Ministries of Finance, then in the reorganized RA Ministries of Finance and Economy, holding various responsible positions in that department.

1990-1995 Studied at the Faculty of Economics of Yerevan State University and received the qualification of economist-mathematician. Later, in 2014-2015, studied at the Skolkovo School of Management in Moscow and received a Master of Business Administration (Executive MBA) qualification.

Hovhannes Mkrtichyan was born in 1959. Has about 24 years of experience in the financial system. Member of the Management Board of "Ardshinbank" CJSC, works as Chief Accountant since April, 2018.

2016 - 2018: OJSC "Armeconombank", Deputy Chief Accountant, Head of Financial Department

2016: CJSC "Armbusinessbank", Branch Manager

2012 - 2016: CJSC ‘’BTA Bank’’, Chief Accountant, Executive Director

2010 - 2012: CJSC ‘’Ameriabank’’, ‘’Cascade’’ Branch Manager

2007 - 2010: CJSC "Cascade Bank", Executive Director, CFO

2004 - 2007: CJSC "Emporiki Bank", Deputy General Director

1998 - 2004 : CJSC ‘’International Commercial Black Sea Bank’’, Chief Accountant

1994 - 1998: CJSC ‘’Ardshinbank’’, Head of Consolidated Reporting Department

1980 - 1994: Yerevan Polytechnical Institute, Head of Scientific and Technical Information Department 

1989: Kiev Polytechnical Institute, PhD in Technical Sciences,  Automated Control Systems

1976 - 1981: Yerevan Polytechnical Institute, System Engineering

Lusine Nersisyan (born 1975) has more than 15 years of experience in the banking system. Has been holding the position of Head of Internal Audit Service in Ardshinbank CJSC since January 2018.
2017-2018 "Ardshinbank" CJSC, Chief Accountant, Member of the Board,
2007-2015 "ProCredit Bank" CJSC, Chief Accountant, Deputy CEO,
1998-2007 "Black Sea International Commercial Bank (Armenia)" CJSC, Chief Accountant,
1995-1998 "Ardshinbank" CJSC, International Management Department, Correspondence Division, Leading Specialist, Marketing and Foreign Experience Implementation Division, Leading Specialist,
1994 "Noy" commercial bank, accountant,
1992-1993 "Armenia" National Commercial Bank, Department of Foreign Affairs, Correspondence Relations and Foreign Operations, Leading Specialist.
2009-2011 ProCredit Holding Management Academy, Germany, Top management in Banking.
2007-2015 ACCA, UK, ACCA qualified auditor and accountant.
1992-1997 Studied at the Yerevan Banking Institute of Economics and received the qualification of an economist.

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